Motor Vehicle Finance

Getting you behind the wheel faster, without the hassle or the stress

Drive your dream vehicle with the right finance solution

Owning the perfect vehicle—whether it’s the one you’ve always dreamed of or urgently need—can transform your lifestyle. At Vehicle & Equipment Finance, we understand that finding the right vehicle is only half the journey. Securing the right motor vehicle finance is key to turning your dream into reality without financial stress.

Our experienced finance specialists are here to guide you through every step of the process, ensuring you get the best deal quickly and easily. From expert advice to handling all the paperwork, we make vehicle finance hassle-free, so you can focus on what matters: enjoying your new ride.

Why choose motor vehicle finance?

Paying for a vehicle upfront isn’t always practical. That’s where motor vehicle finance offers a smart and flexible solution to spread the cost over time. Here’s why financing your vehicle is a wise choice:

  • Preserve Your Savings
    Motor vehicle finance lets you drive the car you want while keeping your savings intact for other essential expenses or investments. This ensures financial stability and provides peace of mind.
  • Tailored Repayment Plans
    Finance options are designed to suit your budget and lifestyle. Whether you prefer lower monthly payments over a longer term or a quick payoff plan, we can tailor a package that meets your needs.
  • Access to Competitive Rates
    Our strong network of lenders allows us to negotiate favourable terms and interest rates on your behalf, making car ownership more affordable.

Our streamlined finance process

Navigating car finance can feel overwhelming, but we simplify the process to make it seamless for you. Here’s how we make it easy to secure your loan:
  1. Initial Consultation
We start by understanding your financial situation, vehicle preferences, and goals. This helps us recommend the best finance options for you.
  2. Loan Application
Our team helps you complete the loan application, ensuring all required documents—like proof of income and identification—are in order to avoid delays.
  3. Approval Process
We work with our extensive network of trusted lenders to secure approval quickly, leveraging our industry expertise to get you the best deal.
  4. Finalising the Loan
Once approved, we review the loan terms with you, including interest rates and repayment schedules. After your approval, funds are disbursed, and you’re ready to hit the road.
  5. Drive Away
With your financing secured, you can confidently take possession of your new car and enjoy the journey ahead.

Vehicle finance Options for businesses

If you’re purchasing a vehicle for business purposes, there are additional considerations such as cash flow, tax implications, and repayment structures. Our team offers expert guidance to help you select the right loan for your business vehicle.
 
CHATTEL MORTGAGE
A chattel mortgage is a popular choice for businesses. It works like a secured loan, where you own the vehicle outright while it’s used as security against the loan.
Here are the benefits:
  • Flexible Terms: Choose repayment periods from 1 to 7 years.
  • Reduced Monthly Payments: Opt for a residual or balloon payment at the end of the term.
  • Fixed Rates: Enjoy predictable monthly repayments with fixed interest rates.
  • Tax Advantages: Claim deductions and input tax credits if the vehicle is used for business and you’re registered for GST.

Why choose us?

With over two decades of experience in vehicle finance, we take the hassle out of the process. From finding the right loan to securing the best deal, our team does the heavy lifting for you.

Our access to Australia’s largest panel of lenders ensures competitive rates and terms, so you can drive away with confidence.

Let us help you unlock the door to your dream vehicle. Contact our expert team today to get started!

The Loan Process

Step 1:

Initial Consultation

We start by understanding your needs and goals, offering tailored advice to help you achieve the best outcome.

Step 2:

Application Submission

Your application is submitted to the lender that aligns best with your specific requirements.

Step 3:

Approval

We work diligently to secure swift lender approval for your application, ensuring a smooth and efficient process.

Step 4:

Documentation

We arrange a convenient time for you to review and sign the necessary documents.

Step 5:

Settlement

Once the process is finalised, your loan is settled, and you’re ready to take ownership of your new asset.

Step 6:

Ongoing Support

We provide ongoing advice and assistance to ensure your experience remains seamless.