Exceptional people = exceptional results
Meet our team
SHEPPARTON / MELBOURNE

Steven Tricarico
Managing Director - Partner
Steven Tricarico is a pioneer in the vehicle and equipment finance industry, having co-founded Vehicle & Equipment Finance alongside four colleagues. With 29 years of experience, his finance career began in 1986 at ANZ Bank/Esanda Finance, where he gained expertise across all facets of the industry.
Over the years, Steven has worked closely with clients across various sectors, including agriculture, transport, construction, and earthmoving. His diverse experience enables him to tailor financial solutions that meet the unique needs of each industry.
Committed to excellence, Steven prioritizes ethical business practices and outstanding customer service, ensuring strong relationships with clients, introducers, and lending partners.
ECHUCA / SHEPPARTON

David Edwards
Finance Consultant - Partner
David Edwards is a founding member of Vehicle & Equipment Finance and has dedicated his entire career to the finance industry. Before co-founding VEF, he gained valuable experience working across Victoria, specializing in lending to agricultural and business clients.
Over the years, David has built strong, lasting relationships with his clients, taking pride in providing tailored financial solutions. A highlight of his career has been the privilege of assisting three generations of the same family with their asset finance needs.
Outside of work, David enjoys golf, waterskiing, and spending time with his ever-growing family.
MELBOURNE

Jeff Weston-Arnold
Finance Consultant - Partner
Jeff Weston-Arnold is a seasoned finance expert with a robust background in equipment finance across various sectors, including large corporations, ASX-listed companies, and agricultural businesses.
With a several decades of experience, Jeff has collaborated with numerous clients to implement innovative plant and equipment solutions tailored to their needs, covering everything from importation to domestic manufacturing.
His deep understanding of the industry allows him to provide valuable insights and support, helping businesses thrive in today’s competitive landscape.
SHEPPARTON / WANGARATTA

Paul Trinick
Finance Consultant - Partner
Paul has extensive experience in the finance industry, having embarked on his career in banking and finance shortly after completing high school in Mildura in 1987. Over the years, Paul has held key positions, including serving as an Agri & Business Banking Manager with one of Australia’s Big Four banks and managing the Shepparton office of Vehicle & Equipment Finance from 2003 to 2010.
Paul’s qualifications include a Graduate Certificate in Management and an Advanced Diploma in Financial Planning, equipping him with both strategic and technical expertise. He takes pride in working with a diverse range of clients, helping them secure the equipment finance solutions they need to ensure their businesses operate smoothly and efficiently.
BALLARAT / GEELONG

Luke Webb
Finance Consultant - Partner
Known for his approachable demeanor and exceptional communicative skills. Luke is committed to always delivering a great service to his clients by working closely and ensuring they feel supported and informed at every step of their financial journey.
He thrives on the unique challenges with each deal that presents, having the ability to problem solve quickly to deliver optimal outcomes.
Outside of work Luke actively contributes to his local community through his involvement with St Josephs Football Club and the Murgheboluc Cricket Club, where he cherishes the strong sense of camaraderie and community spirit.
SHEPPARTON

Sam Mangiameli
Finance Consultant
Sam is a dynamic Finance Consultant with a strong focus on helping businesses secure the right financial solutions to support their growth. With a keen eye for strategy and a hands-on approach, he works closely with clients to navigate financial complexities and unlock opportunities.
Driven by a passion for problem-solving, Sam thrives on tailoring finance solutions that align with each business’s unique needs, ensuring sustainable success. He values building genuine relationships, fostering trust with clients and colleagues alike.
Outside of work, Sam enjoys spending time on the golf course, appreciating the balance between strategy, precision, and relaxation—qualities that also define his approach to finance.
SHEPPARTON

Paul Ledger
Finance Consultant
Paul Ledger has been a dedicated member of the Vehicle & Equipment Finance team for 20 years, specialising in both consumer and commercial lending.
He takes pride in assisting a diverse range of clients, from first-time car buyers experiencing the excitement of their first vehicle to long-standing business clients who have relied on his expertise for two decades. Paul enjoys building lasting relationships, helping businesses secure the equipment and vehicles they need to grow and succeed.
With a personable and client-focused approach, Paul is committed to making the finance process smooth and rewarding for every client, whether they’re purchasing their first car or expanding their business operations.
SHEPPARTON
Meet the Team Behind the Scenes – Dedicated, Skilled, and Committed to Your Success

Mary-Ann Barton
